Pensions on Divorce Experts

Lowry Legal’s pensions on divorce experts can simplify even the most complex separations. Whether you’re protecting your financial interests or want to secure a fair share of the matrimonial ‘pot’, we’re perfectly placed to help.

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“…sharp, but also easy to work with, a clear communicator, pragmatic, and always well prepared.”
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“Michelle Uppal was especially impressive for her strategic oversight; she brought strong attention to detail and consistency throughout.”
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“Michelle Uppal and Olivia Chatfield are very straightforward, efficient, pleasant, and understanding.”
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“Michelle Uppal and her assistant Olivia are both excellent.”

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“Michelle Uppal and her assistant Olivia are both excellent.”

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“Michelle gives an excellent and caring service to her clients. She is robust when she needs to be, but always has a steady judgment and very good grasp of all the legal issues.”

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“Michelle Uppal…is a knowledgeable lawyer and mediator. I have used her mediation services for my clients. They have always commented on how good Michelle is at helping parties reach a settlement. ”
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Where You’ve Seen Us

Time For a Pensions on Divorce Expert?

Making decisions about the future of expensive assets is one of the most challenging aspects of high value separations. Although pensions can be a significant source of wealth, more obvious possessions, such as a business or the family home, often take precedence. However, if you want to ensure that you get a fair share of everything you’ve both built over the years, it’s vital to obtain timely pension legal advice.

As a specialist in high net worth relationships, Lowry Legal, has helped a wealth of clients to either safeguard their finances or secure a justified share of the matrimonial pot. Because we understand that there isn’t a hard and fast rule for dividing assets, we’ll ensure that everything is taken into account in order to reach a fair settlement.

Thanks to our expertise around pensions on divorce, you’ll get all the guidance you need around what could be an important source of income in the years to come.

“A high-octane team large enough for a wealth of expertise and experience but small enough to have rich discussions, pool ideas and know their clients and cases personally.”
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“Vastly experienced in all areas of their work, genuine expertise and hugely respected in the industry. Certainly the premier family team in the north west as far as I am concerned.”

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“Boutique in the absolute best sense of the word. A client-friendly team who robustly represent their clients interests.”
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How Lowry Legal Can Help

As an expert in pensions on divorce, we realise that talking about finances with a former partner can be challenging. At Lowry Legal, we aim to make these conversations easier, which can help you to avoid the stress and expense of litigation.

Our pension legal advice will help you to understand how pensions should be treated when looking at the overall matrimonial pot — and if there are valid grounds for a spouse to make a claim against one.

We use financial experts, called pension actuaries, to accurately calculate how different pensions built up over the marriage, should be divided. This will ensure that any agreements are fair and reasonable to both parties.

Even if you and your ex partner have been able to reach a reasonable mutual understanding, we can help you put the formalities in place. This will allow your agreements to be approved by a court.

If you do have to go to court to sort things out, we can guide you through the whole process to help you achieve the best possible result.

Our Team

Michelle Uppal

Partner, London

Katie McCann

Managing Partner

Abi Woodcock

Associate Solicitor, North West

Olivia Chatfield

Trainee Solicitor, London

Our Values

If you require pension legal advice, it’s important to enlist the services of a dependable law firm. All of our solicitors work within a distinct framework of essential values. This means that we are always:

Transparent

Our pensions on divorce experts realise that legal jargon can be difficult to follow. We talk in simple, plain language, making communication easier at all times.

Holistic

We offer a comprehensive service that can adapt quickly to any challenge. If your divorce requires additional expertise, we can bring in trusted third parties, such as mediators and financial advisors.

People First

Lowry Legal’s expertise in pensions on divorce matters means we avoid the copy and paste approach. We’ll ensure that our service is tailored to meeting your exact challenges.

FAQs About Pensions on Divorce

A: A pension sharing order divides pension benefits between spouses at the point of divorce, giving each party their own independent pension pot. This is the cleanest break as it separates pension rights entirely, unlike pension attachment orders which maintain a connection. [Learn more about pension sharing orders].

A: No, pensions aren’t automatically split 50/50. Courts consider multiple factors including the length of marriage, both parties’ needs, other available assets, and contributions made during the marriage. A pension built before marriage may be treated differently from one accumulated during.

A: Pensions require a specialist valuation called a Cash Equivalent Transfer Value (CETV), which your pension provider must supply. However, CETV figures don’t always reflect true value — defined benefit and public sector pensions often need expert actuarial reports to determine their real worth compared to cash or property.

A: Yes, pension offsetting means keeping your full pension in exchange for giving your spouse other assets of equivalent value, such as a larger share of property or savings. This works well when both parties want a clean break, but requires accurate pension valuation to ensure fairness.

A: Your state pension is generally not included in divorce settlements, though in some cases courts may consider it when assessing overall financial resources.

Our Offices

Lowry Legal’s services are available for both virtual and in-person consultations, depending upon your requirements. For your convenience, we have physical offices in Manchester and London, and office availability via our parent company, Excello Law.

Get in touch to book an appointment.

Manchester

3 Hardman Square
Manchester
M3 3EB

enquiries@lowrylegal.co.uk

London

110 Bishopsgate
London
EC2 4AY

enquiries@lowrylegal.co.uk

Practical Pension Legal Advice Tailored to You

During the end of a relationship, unpicking intricate finances can feel daunting. At such a difficult time, obtaining reliable pension legal advice can be instrumental in helping you to understand your options and choose the most suitable approach for your objectives. Ultimately, once you know what is at stake, the pathway to your main objectives will quickly become much clearer.

Because every client with pensions on divorce is distinct, we first take the time to understand what makes your relationship unique. This helps us to create a strategy that works around your main obstacles and addresses your biggest goals. As an authority in high net worth divorce cases, our sensitive approach is designed to negotiate even the most challenging circumstances with tact, clarity, and confidence.

Keen to know more about our pensions and divorce expertise? Find out about where we’ve come from and what we can do for you.

Get In Touch

If you’re going through divorce, legal guidance could help you get a settlement that is in your best interests. Get in touch with us today to find out more.