Lowry Legal’s Collaboration with Ella Rose Financial

Thanks to Lowry Legal’s collaboration with Ella Rose Financial (ERF), our clients can benefit from a truly holistic service that is designed to safeguard their best interests.

Approach Separation with Confidence

Lowry Legal’s Katie McCann and ERF’s Ella Davies explain how the right team can help you to get the most out of your separation:

The Advantages of Financial Planning in Divorce

When a couple separates, resolving finances is one of the most challenging steps. During the process, some spouses may be exposed to an array of spreadsheets and forms, which can make it difficult for them to visualise their future lifestyles. However, instead of being overloaded with complex data, many would prefer a straightforward summary of their available options.

A financial planner can help to assess and identify an individual’s monetary needs and make sure that any settlement works well for you, so that you can plan for your next chapter after divorce. The main benefit of clear financial advice is that it helps spouses to get organised and gain a firmer grasp of their resources. This is especially useful when one spouse has been less involved in managing day-to-day matrimonial funds.

By carrying out a cashflow modelling exercise, a financial expert can build a plan that helps you understand what type of settlement you require — and, crucially, what could realistically be achieved at the end. ERF’s cashflow modelling provides you with clarity, aiding in decision-making, minimising stress, and bringing everything together around essential discussion points.

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Our Collaboration Explained

When you instruct Lowry Legal upon your divorce, you will have the option to use a financial planner to assist with decision-making. Although there is no obligation for you to use ERF in this context, they will be one of your available options. Don’t worry if you have any questions about the process, as everything will be explained clearly during onboarding.

Generally speaking, the process involves collective meetings that should establish your goals throughout the divorce process and beyond. These conversations entail cash flow planning — with practical illustrations of current and projected settlement options, education around complex features like pensions, and post-settlement planning sessions.

All of this is designed to help you create your own future as you move with confidence into your next chapter.

What Makes Ella Rose Financial Different?

ERF offers independent, bespoke financial planning advice. They work on a professional, fixed-fee model with full transparency, to ensure that client relationships are built on the right footing from the very start. Their fees are therefore based on the work involved and the associated time costs, and not the value of the assets involved in the planning. This removes any conflicts of interest and means that they can work with a varied client bank.

ERF understands that money is emotive, and that financial advice shouldn’t just be about the numbers. This has resulted in their goal of helping you understand what your finances could mean for you and your family.

Your Key Contact: Ella Davies FPFS

Chartered Financial Planner, Ella Davies FPFS, has amassed nearly 20 years’ experience in financial services. Ella is a highly-qualified Chartered Fellow of the Personal Finance Society. She advises a range of different clients, specialising in pensions and retirement planning.

Ella prides herself on her personable approach to financial planning and enjoys coaching clients through challenging decisions. She takes great pleasure in helping people to formulate and prioritise their biggest personal objectives.

ella rose financial adviser

Important Information About Our Collaboration

Lowry Legal (LL) and Ella Rose Financial (ERF) have a commercial relationship, full details of which are available on request and also are explained in full during the onboarding process.

Regulatory Statement from Ella Rose Financial

A pension is a long-term investment not normally accessible until 55 (57 from April 2028).

Your capital is at risk. The value of your investment (and any income from them) can go down as well as up and you may not get back the full amount you invested.

Past performance is not a reliable indicator of future performance.

The tax implications of pension withdrawals will be based on your individual circumstances, tax legislation and regulation which are subject to change in the future.